Finance Application Terms

Terms to Accompany Finance Application Enquiry


JPM SPECIALIST CARS reserves the right to decline to provide their services to any customer at their sole discretion.


Vehicle Preparation

Undertake reasonable inspections to check that the main components and functions are tested as operating within expected parameters consistent with vehicles’ age and mileage; 


JPM SPECIALIST CARS will verify that the vehicle has not been previously recorded as stolen or classified as an insurance write-off, and confirming that it is free from any outstanding finance;


  • Undertake reasonable checks to verify the mileage, service history and NCT/MoT history;
  • Provide a parts and labour warranty to cover component failure for a minimum period of three months from the date of purchase at no additional cost. It is possible for the warranty to be extended by the customer for a discounted rate at time of purchase (available to Irish customers only);
  • Prepare vehicles to a high standard with no major marks or blemishes present to the exterior and interior, except for normal wear and tear in relation to the age and mileage of the vehicle.


Payment Terms

Due to the nature of the service, speed is an essential part of being able to secure the right car. This means that requests for payment of either a deposit or the remaining balance for the vehicle are payable on demand, as delays may result in the vehicle no longer being available.


When JPM SPECIALIST CARS requests a deposit from a customer, the customer will be issued with a sales order showing the total value of the vehicle and any additional items requested, less an allowance for a part exchange vehicle, if applicable. JPM SPECIALIST CARS will notify the customer of the deposit amount required to secure the vehicle, which will vary based on the value of the vehicle.


JPM SPECIALIST CARS will not place a deposit or complete the purchase of a vehicle until cleared funds have been received from the customer. Payments to JPM SPECIALIST CARS can be made by bank transfer. JPM SPECIALIST CARS do not accept cheques or bank drafts.


Part Exchange

Customers that are using the sourcing service and offering a vehicle in part exchange should indicate this in the sourcing request form on the website. JPM SPECIALIST CARS may also accept verbal instructions by phone or in person at their discretion.

Upon receiving the sourcing request including a part exchange vehicle, a representative of JPM SPECIALIST CARS will contact the customer to obtain more information regarding the part exchange.


JPM SPECIALIST CARS will provide the customer with an estimated valuation for the part exchange vehicle. The customer accepts that this is an indicative value only, and will have been reached based on the information provided by the customer to the JPM SPECIALIST CARS representative. The final value offered for the part exchange vehicle may vary if there are discrepancies in the description of a number of factors including age, mileage, specification, condition, provenance, accessories and/or completeness of documentation.


The final part exchange value will be confirmed upon physical inspection of the vehicle, accessories and associated documentation by a JPM SPECIALIST CARS representative. Where JPM SPECIALIST CARS and the customer include a part exchange vehicle as part of the transaction, the agreed value of the part exchange vehicle will be deducted from the total sale price of the sourced vehicle and the customer will remain liable for any outstanding balance;


In the event that at the time of collection/delivery a part exchange vehicle being supplied by the customer is found to be not as described or in the condition expressed by the customer, within reason, then JPM SPECIALIST CARS reserves the right to make reasonable amendments the valuation and/or terminate the part exchange agreement at their sole discretion. In the event of a part exchange agreement being terminated for this reason, the customer accepts that they remain liable for the outstanding balance and that JPM SPECIALIST CARS may withhold the sourced vehicle until such balance has been paid in full.


If the customer does not settle the outstanding balance within 14 days, JPM SPECIALIST CARS reserves the right to sell the sourced vehicle to settle the outstanding balance plus any reasonable costs associated with this sale. Any surplus monies, up to a maximum of the total amount already paid by the customer towards the vehicle, will then be returned to the customer as soon as is practical;


JPM SPECIALIST CARS reserves the right to decline to accept any vehicle in part exchange at their sole discretion.


Vehicle collection and delivery

A representative of JPM SPECIALIST CARS will contact the customer to notify them of when their vehicle is expected to be ready for collection. Collection takes place from our offices by appointment only and within business hours. Business hours are 09.00-18.00, Monday to Saturday.


JPM SPECIALIST CARS can organise for a vehicle to be delivered to the customer with prior arrangement. Delivery can be arranged to take place between 09.00 and 19.00, Monday to Saturday. The charge for delivery is €100 plus VAT or €1.50 per mile plus VAT (as shown by Google Maps), whichever is the greater.


JPM SPECIALIST CARS will only deliver vehicles to destinations in Ireland including Northern Ireland.


JPM SPECIALIST CARS usually require at least two working days’ notice to arrange delivery.

Customers are responsible for arranging insurance on the vehicle prior to collection.

Vehicles can only be collected or delivered when all outstanding sums have been settled.


General

JPM SPECIALIST CARS reserves the right, at its sole discretion, to update, change or replace any part of these Terms and Conditions of Service by posting updates and changes to its website. It is the customer’s responsibility to check the website periodically for changes. The customer’s continued use of or access to our website or JPM SPECIALIST CARS’ services following the posting of any changes to these Terms and Conditions of Service constitutes acceptance of those changes.


In the event that any provision of these Terms and Conditions of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms and Conditions of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.


These Terms and Conditions of Service and any separate agreements where JPM SPECIALIST CARS provides services shall be subject to the laws Ireland and Northern Ireland.


Please send any queries regarding these Terms and Conditions of Service to jpmspecialistcars@gmail.com.



Last Updated: 5 October, 2020


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